Travel Insurance for Your Kenya Safari: Is It Needed?

Planning a safari to Kenya is exciting , the wildlife, the landscapes, the thrill of adventure. But in the midst of choosing lodges and packing binoculars, there’s one detail many travelers overlook: travel insurance.

At Chacal Safaris, we strongly recommend travel insurance for all our guests. While most safaris go smoothly, unpredictable events can  -and do — happen. Here’s what you need to know about travel insurance for your Kenya safari, and why it’s not just a good idea it’s essential.

Why Travel Insurance Is a Must

A safari isn’t your average holiday. You’re flying to remote locations, often taking light aircraft, staying in wilderness areas, and sometimes engaging in adventurous activities. Travel insurance helps protect you  and your investment if things don’t go as planned.

Here’s what it typically covers:

1. Trip Cancellation or Interruption

Life is unpredictable. Illness, family emergencies, or global events can force you to cancel your trip sometimes at the last minute. Travel insurance can reimburse non-refundable costs such as flights, hotel stays, park fees, and safari packages.

Pro tip: Make sure your policy covers cancellations due to both medical and non-medical emergencies.

2. Medical Emergencies and Evacuation

Medical care in Kenya is good in major cities like Nairobi, but in remote safari areas, it can be limited. In case of injury, illness, or accidents, your insurance can cover:

• Hospital stays
• Doctor visits
• Emergency medical evacuation (by air ambulance if needed)

Without coverage, medical evacuation alone can cost thousands of dollars , a major financial risk if uninsured.

3. Lost or Delayed Luggage

Traveling across multiple airports and bush airstrips increases the chances of lost or delayed bags. Good insurance helps replace essentials and reimburses you for clothing, gear, or medication you need while you wait.

4. Unexpected Safari Disruptions

From delayed flights to cancelled game drives due to weather, there are many elements beyond your control. Insurance helps you recover costs and rebook services if needed.

Some policies even offer “cancel for any reason” (CFAR) coverage for extra peace of mind.

What Type of Insurance Should You Get?

Look for a comprehensive travel insurance policy that includes:

• Medical and evacuation coverage (minimum $100,000 recommended)
• Trip cancellation and interruption
• Coverage for adventure activities (like walking safaris or hot air ballooning)
• 24/7 assistance and support services

Before purchasing, always:

• Read the fine print
• Declare any pre-existing conditions
• Confirm your safari activities are included

 Is Travel Insurance Required?

While not legally required to enter Kenya, some lodges, safari companies, and charter flights will ask for proof of coverage especially for evacuation insurance. At Chacal Safaris, we consider it a critical part of responsible travel.

Protect Your Adventure with Chacal Safaris

A safari in Kenya is a once-in-a-lifetime experience  make sure it’s protected. With the right travel insurance, you can relax and enjoy your journey knowing you’re covered, no matter w